Terms & Conditions

Website Purpose

This website provides information regarding insurance products, quote requests, insurance services, and related financial protection solutions available through McCaffrey Insurance Agency, LLC.

Acceptable Use

Users agree not to:

• Violate laws or regulations
• Submit false information
• Attempt unauthorized access
• Use the website fraudulently
• Interfere with website functionality

No Guarantee of Coverage

Submitting a quote request or inquiry does not guarantee approval, pricing, or insurance coverage. Coverage remains subject to underwriting review and carrier approval.

Accuracy of Information

We strive to maintain accurate and updated information but do not guarantee completeness or accuracy at all times. Information is subject to change without notice.

Intellectual Property

All website materials including branding, graphics, logos, text, layouts, service descriptions, and design elements are owned by McCaffrey Insurance Agency, LLC.

Unauthorized use or reproduction is strictly prohibited.

Limitation of Liability

McCaffrey Insurance Agency, LLC shall not be liable for indirect, incidental, or consequential damages resulting from website use or insurance-related decisions made based on information provided on this website.

Third-Party Services

The website may include third-party integrations, carrier resources, or external links. We are not responsible for third-party services, content, or privacy practices.

Termination of Access

We reserve the right to restrict or terminate website access at our sole discretion, without prior notice, for any violation of these Terms & Conditions.

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to conflict of law principles.